Luke 14:28-30 (TLB) says, “But don’t begin until you count the cost. For who would begin construction of a building without first getting estimates and then checking to see if he has enough money to pay the bills? Otherwise he might complete only the foundation before running out of funds. And then how everyone would laugh! “See that fellow there?’ they would mock. ‘He started that building and ran out of money before it was finished!’

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Each of us is here on this planet for a God-ordained purpose. We need to find out what that purpose is so we will know how much money we need in order to fulfill it.

If I’m going to glorify God and fulfill what He wants me to do in this world, then in my spending plan—the plan God has for Joe McGee—I’ve got to find my number.

Sometimes that number might seem scary. I may think, “How am I ever going to come up with that much money?” But if I don’t find out the amount I need, I can’t take steps to fulfill God’s plan here on earth. That means I need to sit down and figure out a spending plan, a budget, for everything I will need to accomplish my God-given purpose.



Do you know your purpose? Do you have goals? Make a list of what it will take financially to accomplish those goals. Writing things down will help you count the cost, and it will give you a starting point. A spending plan (budget) is like a roadmap to help you get to where you want to go.  

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